ÿþ<?xml version="1.0" encoding="iso-8859-1"?> <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <title>Secure Sockets Layer, Secure Electronic Transaction, Settlement, Third-Party Provider, Transaction ID</title> <meta name="keywords" content="secure sockets layer,secure electronic transaction,settlement,third-party provider,transaction id"> <meta name="description" content="Learn about Secure Socket Layers at Check Gateway. Visit our site for more information about secure electronic transactions, settlement, third-party providers and transaction ids"> <meta name="robots" content="index,follow"> <script language="JavaScript" type="text/JavaScript" src="Checkgateway.js"></script> <!--<script src="http://www.websourcedtraffic.com/semws_tfc.js" defer="true"></script> <noscript><img src="http://www.websourcedtraffic.com/image.tfc"></noscript> --> <link rel="stylesheet" href="cssMain.css" type="text/css"> </head> <body onload="MM_preloadImages('images/more2.gif','images/navbutHome2.gif','images/navbutProducts2.gif','images/navbutResellers2.gif','images/navbutNews2.gif','images/navbutCompany1.gif','images/navbutContact2.gif','images/navbutCompany2.gif','images/homeIntro1-linkaRO.jpg','images/signup2.gif','images/homeIntro1-linkbRO.jpg')"> <table width="752" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td background="images/navBg.gif" align="center" colspan="3"> <!-- outer object tag is for IE <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0" width="750" height="100" ID="Object1" VIEWASTEXT> <param name="movie" value="navMenu.swf" /> <param name="quality" value="high" /> <param name="bgcolor" value="#FFFFFF" /> top menu bar non flash content --> <table width="752" height="100" border="0" cellspacing="0" cellpadding="0" ID="Table3"> <tr> <tr> <td width="230" align="left" valign="top" rowspan="2"> <a href="http://www.checkgateway.com"><img src="images/ach-processing-logo.gif" width="230" height="73" alt="Electronic Payment Gateway"/></a></td> <td width="467" height="65" align="right" valign="middle"> <h3 style="width: 200px; height: 25px; display:block; background: url(images/navSlogan.gif) no-repeat top left; padding: 0; margin: 0;"><span style="display:none;">Your Electronic payment gateway</span></h3></td> </tr> <tr> <td width="522" height="35" align="right" valign="bottom"> <table border="0" cellspacing="0" cellpadding="0" align="right"> <tr> <td><a href="index.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutHome','','images/navbutHome2.gif',1)"><img src="images/navbutHome1.gif" name="navbutHome" width="69" height="35" border="0" id="navbutHome" /></a></td> <td><a href="payment-gateway-products.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutProducts','','images/navbutProducts2.gif',1)"><img src="images/navbutProducts1.gif" name="navbutProducts" width="69" height="35" border="0" id="navbutProducts" /></a></td> <td><a href="resellers.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutReseller','','images/navbutResellers2.gif',1)"><img src="images/navbutResellers1.gif" name="navbutReseller" width="69" height="35" border="0" id="navbutReseller" /></a></td> <td><a href="resource-center.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutResource','','images/navbutResource2.gif',1)"><img src="images/navbutResource1.gif" name="navbutResource" width="69" height="35" border="0" id="navbutResource" /></a></td> <td><a href="news.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutNews','','images/navbutNews2.gif',1)"><img src="images/navbutNews1.gif" name="navbutNews" width="69" height="35" border="0" id="navbutNews" /></a></td> <td><a href="company.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutCompany','','images/navbutCompany2.gif',1)"><img src="images/navbutCompany1.gif" name="navbutCompany" width="69" height="35" border="0" id="navbutCompany" /></a></td> <td><a href="contact.aspx" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutContact','','images/navbutContact2.gif',1)"><img src="images/navbutContact1.gif" name="navbutContact" width="69" height="35" border="0" id="navbutContact" /></a></td> <td><img src="images/navRight.gif" width="6" height="35" /></td> </tr> </table> </td> </tr> </table> </object> </td> </tr> <tr> <td height="149" background="images/internalTopBg.gif" colspan="3" align="center" valign="middle"> <table width="732" height="141" background="images/internalHeaderResellers.jpg" border="0" cellspacing="0" cellpadding="0" align="center" valign="middle"> <tr> <td align="right"> <div id="loginForm"> <form action="https://epn.checkgateway.com/MerchantCenter/MERCHANTLogin.aspx" method="post" style="padding: 0; margin: 0;"> <table border="0" cellspacing="0" cellpadding="0" valign="bottom"> <tr> <td width="125"><strong>CLIENT LOGIN</strong></td> <td>Username:&nbsp;</td> <td> <input type="text" name="entityid" class="formfields" size="15" style="background-color: transparent; border: 1px solid #999;" /> </td> <td width="75" align="right">Password:&nbsp;</td> <td> <input type="password" name="entitypw" class="formfields" size="15" style="background-color: transparent; border: 1px solid #999;" /> </td> <td>&nbsp;</td> <td><input type="image" name="submit" src="images/loginButton1.gif" width="22" height="22" /></td> <td width="15">&nbsp;</td> </tr> </table> </form> </div> </td> </tr> </table> </td> </tr> <tr> <td width="157" valign="top"> <div id="internalNav"> <img src="images/pixelTrans.gif" width="157" height="30" /><br /> <!--left side--> <table width="157" border="0" cellspacing="0" cellpadding="0"> <tr> <td> <table width="136" border="0" cellspacing="0" cellpadding="0" align="right"> <tr> <td height="21"> <!--glossary nav--> <h2 style="margin:0;padding:0">Glossary of Terms</h2> <div id="glossary-nav"> <ul> <li><a href="glossary_a-b.shtml">A-B</a></li> <li><a href="glossary_c-d.shtml">C-D</a></li> <li><a href="glossary_e-f.shtml">E-F</a></li> <li><a href="glossary_i-j.shtml">I-J</a></li> <li><a href="glossary_l-m.shtml">L-M</a></li> <li><a href="glossary_n-o.shtml">N-O</a></li> <li><a href="glossary_p-r.shtml">P-R</a></li> <li><a href="glossary_s-t.shtml">S-T</a></li> <li><a href="glossary_u-z.shtml">U-Z</a></li> </ul> </div> <!--end glossary nav--> </td> </tr> <tr> <td height="21" background="images/navBarBg.gif"> <img src="images/pixelTrans.gif" width="1" height="1" /> </td> </tr> </table> </td> </tr> <tr> <td><img src="images/internalPhone.gif" border="0" width="157" height="35" /></td> </tr> </table> <!--end left side--> <br /> <br /> </div> </td> <td background="images/internalBodyBg.gif" width="409" valign="top"> <img src="images/internalTitleGlossary.gif" width="409" height="54" /><br /> <div id="internalBodyContent"> <h1>CheckGateway.com s Glossary of Financial Terms (S-T)</h1> <p>Use CheckGateway.com as your information resource. Look through our glossary to get the details you need about merchant services, fraud protection and ACH processing.</p> <h2>Secure Sockets Layer</h2> <p>Used to encrypt and protect data usually on an order from an online merchants web site. Once the order has reached its destination the encrypted data is decoded.</p> <h2>Secure Electronic Transaction </h2> <p>A secure payment protocol developed by MasterCard and Visa designed to ensure security for bank card transactions over the Internet. In denying merchants access to credit card information, details are secured between the shopper and the bank.</p> <h2>Settlement</h2> <p>The step in the clearing process when the acquirer credits the merchant account with the amount of a credit card purchase, and the bankcard association (such as Visa and MasterCard) credits the acquirer and debits the card issuer for the transaction.</p> <h2>Settlement Amount</h2> <p>The transaction amount sent to the credit card processor or the ACH Network for collection. This amount will be posted as a charge or refund against the specified method of payment, and for credit card transactions, may be less than or equal to the amount originally authorized for the transaction.</p> <h2>Stored-Value Card</h2> <p>A financial card that is loaded with a certain amount of money with each purchase amount deducted from the card.</p> <h2>Terminal</h2> <p>A device used by merchants to submit credit card payment information to the processing network. Terminals are connected to the credit card processing network via dial-up telephone connection or Broadband.</p> <h2>Terminal Identification Number</h2> <p>A unique number assigned to each Point of Service terminal.</p> <h2>Third-Party Provider</h2> <p>An entity not directly involved with transaction processing, or necessary for the exchange of a transaction between two parties, but that provides merchants with business enhancing services.</p> <h2>Track Data</h2> The payment information stored in the magnetic stripe of a credit, debit or stored-value card. <h2>Transaction</h2> <p>Any action between a cardholder and a merchant that results in activity on the account, such as an authorization and settlement. Merchants and financial institutions also conduct follow-on transactions that affect the cardholders' account, such as a capture and credit.</p> <h2>Transaction ID</h2> <p>An identification number assigned to each transaction processed through a payment gateway. Merchant service providers use this ID to search for or sort transactions.</p> <h2>Transaction Type</h2> <p>The type of transaction occurring. For charge transactions, a consumer allows a merchant to collect payment for services rendered. However, in the case of a refund transaction, a merchant returns funds to the consumer for a previous charge transaction.</p> </div> </td> <td width="186" valign="top"> <div id="newsHeader"> <a href="news.shtml"><img src="images/pixelTrans.gif" width="167" height="41" /></a><br /><br /> </div> <div id="homeNews"> <div id="news"> <!--#include file="SSI\news.shtml" --> </div> </div> </td> </tr> <tr> <td><img src="images/internalBodyFooter.gif" width="156" height="3" /></td> <td><img src="images/internalBodyFooter.gif" width="409" height="3" /></td> <td><img src="images/internalBodyFooter.gif" width="183" height="3" /></td> </tr> <tr> <td height="50" align="center" valign="middle" colspan="3"> <table width="752" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="center"> <span class="textGrey"> <a href="index.shtml">Home</a> | <a href="payment-gateway-products.shtml">Products & Services</a> | <a href="resellers.shtml">Resellers</a> | <a href="resource-center.shtml">Resource Center</a> | <a href="news.shtml">News</a> | <a href="company.shtml">Company</a> | <a href="contact.aspx">Contact</a> | <a href="sitemap.shtml">Site Map</a> | <a href="privacy.shtml">Privacy Policy</a> <br /> </span> 2010 Copyright, Checkgateway </td> <td width="29">&nbsp;</td> </tr> </table> </td> </tr> <tr> <td height="45" align="center" colspan="3"> <!-- START SCANALERT CODE --><img src="images/acalogo.jpg" /> <a target="_blank" href="https://www.mcafeesecure.com/RatingVerify?ref=www.checkgateway.com"><img width="94" height="54" border="0" src="//images.scanalert.com/meter/www.checkgateway.com/13.gif" alt="McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams" oncontextmenu="alert('Copying Prohibited by Law - McAfee Secure is a Trademark of McAfee, Inc.'); return false;"></a> <a target="_BLANK" title="Checkgateway BBB Business Review" href="http://www.bbb.org/central-northern-western-arizona/business-reviews/bill-paying-service/checkgateway-in-phoenix-az-15003530/#bbbonlineclick"><img alt=" Checkgateway BBB Business Review" border="0" src="http://ourbbbonline2.bbb.org/Phoenix/BBBOnlineSeal/15003530/H2/0/seal.png" /></a><!-- END SCANALERT CODE --> </td> </tr> </table> <br /><br /> <script type="text/javascript"> var gaJsHost = (("https:" == document.location.protocol) ? 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