ÿþ<?xml version="1.0" encoding="iso-8859-1" ?> <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <title>Fraud Protection, Identity Theft, Address Verification Services, Credit Card Fraud Protection, Protection Against Credit Fraud</title> <meta name="keywords" content="fraud protection,identity theft,address verification services,credit card fraud protection,protection against credit fraud,credit fraud protection,visa fraud protection,internet fraud protection,consumer fraud protection,check fraud,identity fraud,bank fraud,fraud alert,credit fraud,consumer fraud"> <meta name="description" content="Fraud Protection Services by Checkgateway. We specialize in identity theft protection, address verification services, credit card fraud protection and protection against credit fraud"> <meta name="robots" content="index,follow"> <link rel="stylesheet" href="cssMain.css" type="text/css"> <script language="JavaScript" type="text/JavaScript" src=Checkgateway.js></script> <!--<script src="http://www.websourcedtraffic.com/semws_tfc.js" defer="true"></script> <noscript><img src="http://www.websourcedtraffic.com/image.tfc"></noscript>--> </head> <body onload="MM_preloadImages('images/more2.gif','images/navbutHome2.gif','images/navbutProducts2.gif','images/navbutResellers2.gif','images/navbutNews2.gif','images/navbutCompany1.gif','images/navbutContact2.gif','images/navbutCompany2.gif','images/homeIntro1-linkaRO.jpg','images/signup2.gif','images/homeIntro1-linkbRO.jpg')"> <table width="752" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td background="images/navBg.gif" align="center" colspan="3"> <!-- outer object tag is for IE <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0" width="750" height="100" ID="Object1" VIEWASTEXT> <param name="movie" value="navMenu.swf" /> <param name="quality" value="high" /> <param name="bgcolor" value="#FFFFFF" /> top menu bar non flash content --> <table width="752" height="100" border="0" cellspacing="0" cellpadding="0" ID="Table3"> <tr> <tr> <td width="230" align="left" valign="top" rowspan="2"> <a href="http://www.checkgateway.com"><img src="images/ach-processing-logo.gif" width="230" height="73" alt="Electronic Payment Gateway"/></a></td> <td width="467" height="65" align="right" valign="middle"> <h3 style="width: 200px; height: 25px; display:block; background: url(images/navSlogan.gif) no-repeat top left; padding: 0; margin: 0;"><span style="display:none;">Your Electronic payment gateway</span></h3></td> </tr> <tr> <td width="522" height="35" align="right" valign="bottom"> <table border="0" cellspacing="0" cellpadding="0" align="right"> <tr> <td><a href="index.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutHome','','images/navbutHome2.gif',1)"><img src="images/navbutHome1.gif" name="navbutHome" width="69" height="35" border="0" id="navbutHome" /></a></td> <td><a href="payment-gateway-products.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutProducts','','images/navbutProducts2.gif',1)"><img src="images/navbutProducts1.gif" name="navbutProducts" width="69" height="35" border="0" id="navbutProducts" /></a></td> <td><a href="resellers.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutReseller','','images/navbutResellers2.gif',1)"><img src="images/navbutResellers1.gif" name="navbutReseller" width="69" height="35" border="0" id="navbutReseller" /></a></td> <td><a href="resource-center.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutResource','','images/navbutResource2.gif',1)"><img src="images/navbutResource1.gif" name="navbutResource" width="69" height="35" border="0" id="navbutResource" /></a></td> <td><a href="news.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutNews','','images/navbutNews2.gif',1)"><img src="images/navbutNews1.gif" name="navbutNews" width="69" height="35" border="0" id="navbutNews" /></a></td> <td><a href="company.shtml" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutCompany','','images/navbutCompany2.gif',1)"><img src="images/navbutCompany1.gif" name="navbutCompany" width="69" height="35" border="0" id="navbutCompany" /></a></td> <td><a href="contact.aspx" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('navbutContact','','images/navbutContact2.gif',1)"><img src="images/navbutContact1.gif" name="navbutContact" width="69" height="35" border="0" id="navbutContact" /></a></td> <td><img src="images/navRight.gif" width="6" height="35" /></td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td height="149" background="images/internalTopBg.gif" colspan="3" align="center" valign="middle"> <table width="732" height="141" background="images/internalHeaderResellers.jpg" border="0" cellspacing="0" cellpadding="0" align="center" valign="middle"> <tr> <td align="right"> <div id="loginForm"> <form action="https://epn.checkgateway.com/MerchantCenter/MERCHANTLogin.aspx" method="post" style="margin: 0; padding: 0;"> <table border="0" cellspacing="0" cellpadding="0" valign="bottom"> <tr> <td width="125"><strong>CLIENT LOGIN</strong></td> <td>Username:&nbsp;</td> <td> <input type="text" name="entityid" class="formfields" size="15" style="background-color: transparent; border: 1px solid #999;" /> </td> <td width="75" align="right">Password:&nbsp;</td> <td> <input type="password" name="entitypw" class="formfields" size="15" style="background-color: transparent; border: 1px solid #999;" /> </td> <td>&nbsp;</td> <td><input type="image" name="submit" src="images/loginButton1.gif" width="22" height="22" /></td> <td width="15">&nbsp;</td> </tr> </table> </form> </div> </div> </td> </tr> </table> </td> </tr> <tr> <td width="157" valign="top"> <div id="internalNav"> <img src="images/pixelTrans.gif" width="157" height="30" /><br /> <table width="157" border="0" cellspacing="0" cellpadding="0"> <tr> <td> <table width="136" border="0" cellspacing="0" cellpadding="0" align="right"> <tr> <td height="21"> <!--glossary nav--> <h2 style="margin:0;padding:0">Glossary of Terms</h2> <div id="glossary-nav"> <ul> <li><a href="glossary_a-b.shtml">A-B</a></li> <li><a href="glossary_c-d.shtml">C-D</a></li> <li><a href="glossary_e-f.shtml">E-F</a></li> <li><a href="glossary_i-j.shtml">I-J</a></li> <li><a href="glossary_l-m.shtml">L-M</a></li> <li><a href="glossary_n-o.shtml">N-O</a></li> <li><a href="glossary_p-r.shtml">P-R</a></li> <li><a href="glossary_s-t.shtml">S-T</a></li> <li><a href="glossary_u-z.shtml">U-Z</a></li> </ul> </div> </tr> <tr> <td height="21" background="images/navBarBg.gif"> <img src="images/pixelTrans.gif" width="1" height="1" /> </td> </tr> <tr> <td> <div id="article-nav"> <h2 style="margin:0;padding:0">Articles</h2> <ul> <li><a href="ach-payment-processing2.shtml">What is ACH Processing?</a></li> <li><a href="ach-payment-processing1.shtml">Fraud Scrubbing Software Offers Efficient Consumer Fraud Protection</a></li> <li><a href="consumer-fraud-protection.shtml">How does ACH Processing Impact Your Bottom Line</a></li> <li><a href="electronic-check-payment-processing.shtml">E-Checks</a></li> <li><a href="ach-payment-processing3.shtml">Understand ACH Commerce Better with Our Electronic Payment System Flow Chart</a></li> <li><a href="chargebacks.shtml">Chargebacks Are a Significant Part of ACH Processing Services</a></li> <li><a href="identity_theft.shtml">Combat Identity Theft with Address Verification Services and Other Fraud Protection Tools</a></li> <li><a href="nacha.shtml">NACHA Protects and Improves the Payment Processing System</a></li> <li><a href="making_money_resellers.shtml">How Can a Reseller Opportunity Result in You Making Money?</a></li> <li><a href="benefit_resellers.shtml">How Can You Become a Reseller and Benefit from a Successful Reseller Program?</a></li> <li><a href="client_security.shtml">How Does CheckGateway.com Provide a Secure Payment Gateway for You?</a></li> <li><a href="merchant_accounts.shtml">Efficient Merchant Account ACH Processing and Other Services for the Online Retailer</a></li> <li><a href="ach-credit-card-software.shtml">Enjoy the Flexibility and Versatility of ACH Software</a></li> <li><a href="ach-online-retailers.shtml">Use ACH Transfer to Bolster Your Online Retail Business</a></li> </ul> </div> <!--end glossary nav--> </td> </tr> <tr> <td height="21" background="images/navBarBg.gif"> <img src="images/pixelTrans.gif" width="1" height="1" /> </td> </tr> </table> </td> </tr> <tr> <td><img src="images/internalPhone.gif" border="0" width="157" height="35" /></td> </tr> </table> <br /> <br /> </div> </td> <td background="images/internalBodyBg.gif" width="409" valign="top"> <img src="images/InternalTitleResourceCenter.gif" width="409" height="54" /><br /> <div id="internalBodyContent"> <h2>Combat Identity Theft with Address Verification Services and Other Fraud Protection Tools</h2> <p>No matter what the extent of your financial dealings or the worth of your investments, ensuring that you have protection against credit fraud is an enormous concern in today's electronically-driven world. More than 10 million people per year are victims of some form of identity theft, making it the second-most-reported crime to the federal government in 2003. Federal Bureau of Investigation statistics indicate that identity theft is the fastest-growing crime in the nation. With billions of dollars lost every year, having effective fraud protection techniques in place is essential. </p> <p>"I think identity theft is something that every payment processor is aware of. Many of the fraud verification tools we use help to thwart identity theft," said CheckGateway.com chief technical officer Brian Bonfiglio. "As a processor, limiting the amount of identity theft helps everyone our merchants, their customer, us and our banks." </p> <p>Identity theft is defined as any crime that involves someone wrongfully obtaining and using another person's personal data in any way that involves fraud or deception, typically for economic gain. Financial identity theft is one of three categories of the crime. </p> <p>A thief can take something as common as a social security number or pre-approved credit card application to wreak havoc on your portfolio. In addition, date of birth, driver's license number, and numbers for credit cards, bank accounts and phone cards can be used to steal your identity. These sources can be used to establish new lines of credit in the form of new credit card accounts, counterfeit checks or debit cards. Thieves can even open a bank account in your name and write bad checks on that account, going on spending sprees that can devastate your finances. </p> <p>"For us, identity [theft] can put a strain on our relationships with our bank, as well as our merchants," Bonfiglio said. "This is because identity theft increases the level of chargebacks and returns, which in turn, causes our bank to scrutinize us, and then we are forced to shut off merchants." </p> <p>The Federal Trade Commission reports that most victims don't even know their identity has been stolen until more than a year later. Credit issuers may not have a way to verify the applicant's age and often don't request proof of identity. Also, there is minimal information sharing between institutions. These factors make it imperative that you constantly and diligently monitor the balances of your financial accounts, looking for unexplained charges or withdrawals. Never, ever just assume there's been a mistake be sure to follow up with the business or institution involved to clear up any discrepancies. </p> <p>CheckGateway.com offers address verification services and other resources that can provide protection against credit fraud. We specialize in automated clearing house transaction processing for online retailers. Our goal is to provide the largest suite of payment processing services to the business community. Browse our Web site to learn more or call us at 1-480-785-2262, if you require additional assistance. </p> </div> </td> <td width="186" valign="top"> <div id="newsHeader"> <a href="news.shtml"><img src="images/pixelTrans.gif" width="167" height="41" /></a><br /> <br /> </div> <div id="homeNews"> <div id="news"> <!--#include file="SSI\news.shtml" --> </div> </div> </td> </tr> <tr> <td><img src="images/internalBodyFooter.gif" width="156" height="3" /></td> <td><img src="images/internalBodyFooter.gif" width="409" height="3" /></td> <td><img src="images/internalBodyFooter.gif" width="183" height="3" /></td> </tr> <tr> <td height="50" align="center" valign="middle" colspan="3"> <table width="752" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="center"> <span class="textGrey"> <a href="http://www.checkgateway.com">Home</a> | <a href="payment-gateway-products.shtml">Products & Services</a> | <a href="resellers.shtml">Resellers</a> | <a href="resource-center.shtml">Resource Center</a> | <a href="news.shtml">News</a> | <a href="company.shtml">Company</a> | <a href="contact.aspx">Contact</a> | <a href="sitemap.shtml">Site Map</a> | <a href="privacy.shtml">Privacy Policy</a> <br /> </span> 2010 Copyright, Checkgateway </td> <td width="29">&nbsp;</td> </tr> </table> </td> </tr> <tr> <td height="45" align="center" colspan="3"> <!-- START SCANALERT CODE --><img src="images/acalogo.jpg" /> <a target="_blank" href="https://www.mcafeesecure.com/RatingVerify?ref=www.checkgateway.com"><img width="94" height="54" border="0" src="//images.scanalert.com/meter/www.checkgateway.com/13.gif" alt="McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams" oncontextmenu="alert('Copying Prohibited by Law - McAfee Secure is a Trademark of McAfee, Inc.'); return false;"></a> <a target="_BLANK" title="Checkgateway BBB Business Review" href="http://www.bbb.org/central-northern-western-arizona/business-reviews/bill-paying-service/checkgateway-in-phoenix-az-15003530/#bbbonlineclick"><img alt=" Checkgateway BBB Business Review" border="0" src="http://ourbbbonline2.bbb.org/Phoenix/BBBOnlineSeal/15003530/H2/0/seal.png" /></a><!-- END SCANALERT CODE --> </td> </tr> </table> <br /> <br /> <script type="text/javascript"> var gaJsHost = (("https:" == document.location.protocol) ? "https://ssl." : "http://www."); document.write(unescape("%3Cscript src='" + gaJsHost + "google-analytics.com/ga.js' type='text/javascript'%3E%3C/script%3E")); </script> <script type="text/javascript"> try { var pageTracker = _gat._getTracker("UA-10258900-1"); pageTracker._trackPageview(); } catch(err) {}</script> </body> </html>