Vital Approves Checkgateway's Credit Card Processing Module

Phoenix, AZ - October 6, 2005 - Checkgateway, a leading provider of electronic payment services, announced today that it has received Vital Processing Services® (Vital®) Class B Approval for its credit card processing module. Checkgateway is a third party payment provider now enabling credit card processing on its payment gateway.

The merchant can now perform the following credit card processing functions with Checkgateway:

-Authorize transactions real-time
-Settle transactions
-Charge (authorize & settle simultaneously)
-Void authorizations
-Issue credit to cardholder's account
-Supports credit verification value (CVV) and address verification responses

"We are pleased to receive approval for our credit card processing from Vital, an industry-leader," says John Kirchhefer, President, Checkgateway. "With this integration of our gateway with Vital's front-end for processing credit card transactions, now our merchants will be able to process their credit cards and checks through one avenue."

Checkgateway offers a competitively-priced credit card processing package that helps shut out fraud, enables merchants to have one-stop reporting for all its electronic payment services on the same platform, and efficiently manage transactions.